Accept a pending transaction
curl --request POST \
--url https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept \
--header 'Authorization: Bearer <token>'import requests
url = "https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept"
headers = {"Authorization": "Bearer <token>"}
response = requests.post(url, headers=headers)
print(response.text)const options = {method: 'POST', headers: {Authorization: 'Bearer <token>'}};
fetch('https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept"
req, _ := http.NewRequest("POST", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}Transactions
Accept a pending transaction
The receiving application calls this to accept an AWAITING_ACCEPTANCE transaction.
On acceptance:
- Sender application’s escrow wallet is debited.
- Receiver application’s escrow wallet is credited.
- Two immutable
LedgerEntryrows are written (DEBIT + CREDIT). - Transaction status moves to
COMPLETED. - Sender is notified via webhook callback URL.
POST
/
v1
/
transactions
/
{reference}
/
accept
Accept a pending transaction
curl --request POST \
--url https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept \
--header 'Authorization: Bearer <token>'import requests
url = "https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept"
headers = {"Authorization": "Bearer <token>"}
response = requests.post(url, headers=headers)
print(response.text)const options = {method: 'POST', headers: {Authorization: 'Bearer <token>'}};
fetch('https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept"
req, _ := http.NewRequest("POST", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://staging-idaas.yourflexpay.com/api/v1/transactions/{reference}/accept")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}{
"success": true,
"message": "<string>",
"errorCode": "<string>",
"data": {
"id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"reference": "TXN-16820000-AB1C2D3E",
"senderTag": "@alice",
"senderAppName": "WalletApp",
"senderAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"receiverTag": "@bob",
"receiverAppName": "PaymentsApp",
"receiverAppId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"amount": 1500,
"currency": "NGN",
"status": "AWAITING_ACCEPTANCE",
"narration": "School fees payment",
"expiresAt": "2023-11-07T05:31:56Z",
"acceptedAt": "2023-11-07T05:31:56Z",
"rejectedAt": "2023-11-07T05:31:56Z",
"rejectionReason": "<string>",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z",
"webhooks": [
{
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transactionReference": "TXN-16820000-AB1C2D3E",
"applicationId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"applicationName": "<string>",
"direction": "RECEIVER",
"targetUrl": "https://app-b.example.com/webhooks/transactions",
"eventType": "TRANSACTION_INITIATED",
"status": "PENDING",
"attempts": 123,
"lastError": "<string>",
"lastAttemptAt": "2023-11-07T05:31:56Z",
"deliveredAt": "2023-11-07T05:31:56Z",
"createdAt": "2023-11-07T05:31:56Z",
"updatedAt": "2023-11-07T05:31:56Z"
}
]
},
"errors": [
"<string>"
],
"timestamp": "2023-11-07T05:31:56Z"
}Authorizations
Obtain a token from POST /v1/auth/token using your client_id and client_secret, then enter Bearer <token> here.
Path Parameters
Transaction reference
⌘I